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Resource Management


We should be wise stewards over earthly possessions by exercising good judgment in managing and replenishing resources with which the Lord has blessed us. Resource management includes:

 • Payment of tithes and offerings.
 • Avoiding unnecessary debt.
 • Saving for the future.
 • Keeping promised obligations.
 • Being frugal and avoiding waste.
 • Wise time management.
 • Sharing time, talents, and resources to serve others.

"Let us avoid debt as we would avoid a plague; where we are now in debt let us get out of debt; if not today, then tomorrow. Let us straitly and strictly live within our incomes and save a little. . . . Let every head of every household aim to own his own home, free from mortgage. Let every man who has a garden spot, garden it; let every man who owns a farm, farm it. Let us again clothe ourselves with these proved and sterling virtues— honesty, truthfulness, chastity, sobriety, temperance, industry and thrift; let us discard all covetousness and greed" (J. Reuben Clark Jr., in Conference Report, Apr. 1937, 26).
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